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Travel Insurance for your holiday
Algarve Retreats travel insurance
We consider adequate travel insurance to be an important aspect to booking a holiday. In addition, we recommend that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. If you decide not to purchase our insurance, you must provide us with details of your alternative insurance on the booking form.
Our travel insurance has been arranged by Travel & General Insurance Services Limited to specifically meet your needs on your Algarve Retreats Limited holiday. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority.
The schedule of the cover below sets out the cover provided by Algarve Retreats Limited tailored insurance. A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included.
Single trip policy:
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Schedule of cover
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Section
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Sum insured per person
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Excess per person
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Standard cover
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A Cancellation
Curtailment
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Up to £5,000
Up to £5,000
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£50
£50
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B Emergency medical repatriation and
associated expenses abroad
Hospital benefit
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Up to £2,000,000
£20 for each 24 hour period to a maximum of £500
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£50
Nil
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C Emergency assistance in the UK
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Up to £2,000
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£50
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D Personal accident
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Up to £15,000 (age limits apply)
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Nil
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E Delayed departure
Abandonment
Travel delay
Missed departure
Missed connection
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Up to £5000
£20 first 12 hours and £10 each subsequent 12 hours to maximum of £100
Up to £750
Up to £750
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£50
Nil
£50
£50
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F Personal possessions
single item limit
valuables limit
Delay baggage (after 12 hours)
Travel documents
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Up to £1,500
£300
£400
Up to £100
Up to £500
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£50
Nil
£50
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G Personal money
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Up to £200
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£50
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H Hijack
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£50 for each 24 hour period to a maximum of £500
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Nil
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I Mugging
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£50 for each 24 hour period to a maximum of £500
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Nil
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J Personal liability
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Up to £1,000,000
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£250
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K Legal expenses
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Up to £25,000
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Nil
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Optional Cover (available on payment of additional premium)
Golf
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Premiums including Insurance Premium Tax
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Period
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Per person
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Up to 5 days
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£12.00
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Up to 10 days
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£14.00
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Up to 17 days
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£18.00
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Up to 24 days
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£20.00
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Up to 31 days
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£22.00
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Additional week
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£6.00
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Children under the age of 2 years on the date of departure - free if accompanied by an insured adult
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Children 2 to 17 years on the date of departure - ½ of the base premium if accompanied by an insured adult
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Family rate - 2 times the base premium
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Adults aged 66 to 70 on date of departure - 2 times the base premium
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Adults aged 71 to 75 on date of departure - 2½ times the base premium
Annual multi trip insurance:
If you are frequent traveller who travels more than two or three times each year it will be more economical for you to purchase an annual multi trip policy. Our policy offers great flexibility and a number of important advantages. If you are interested in purchasing our annual policy please contact tagconnect on 0845 408 0583.
Important declaration
An insurance policy can only provide cover in respect of an accident, illness, injury, loss, damage or an event/occurrence which is sudden, unforeseen and beyond your reasonable control. You must tell us about all material facts. A material fact is one that is likely to affect our decision in accepting or continuing your insurance. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed, otherwise you may not be covered. For example, these could be your employment circumstances, medical history or those of a travelling companion, immediate relative, business associate or other person that may influence you to cancel or curtail your journey.
In addition, you must be able to make the following declaration for yourself and anyone travelling with you.
As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:
1 is waiting for an operation, hospital consultation or any other hospital treatment or investigations including the results of a routine test;
2 has been seen by a specialist or been admitted to a hospital overnight in the last 12 months (other than for regular check ups);
3 has any breathing or heart problem (including angina) or high blood pressure, which has needed treatment (including regular medication) in the last two years;
4 has received treatment, including regular medication, in the last 12 months for:
a any disorder of the blood such as clotting, bleeding or anaemia;
b any form of stroke;
c any form of cancer, leukaemia or tumour;
d a transplant;
e any psychiatric illness, dementia or dialysis treatment;
f any other pre-existing and on-going medical condition that a registered general practitioner could reasonably anticipate may give rise to a complication needing medical intervention prior to or during a journey (if in doubt check with your general practitioner);
5 has been diagnosed by a registered general practitioner as having a terminal condition;
6 know of any reason why the journey is likely to be cancelled or cut short.
If you cannot make this declaration when you take out the insurance, you must contact Healthcheck on 0845 408 0585
A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receve your policy, please take the time to read it carefully to ensure you understand what is and what is not covered and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.
Please ensure you read your insurance policy carefully.
Failure to comply with the terms & conditions of the policy may result in cover being restricted.
Click here for information on how to get a European Health Insurance Card
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